HELP Home Energy Loan Program

The Home Energy Loan Program may suffer from unfortunate branding, but it is a great idea and a great benefit to home owners who are interested in saving money on home energy.

The Benefit to Home Owner:

The funded investments in home energy efficiency are created to be cash flow positive. The return is predictable and the improvements should cost less than the energy savings. The loan is attached to the tax roll of he house and is therefore not subject to the same kinds of approvals required by lenders.

Learn More about HELP here:

HELP is a pilot project, available in specific neighbourhoods in Toronto. If the first three digits of your home postal code are listed below, HELP financing is available to you:

  • Black Creek: M3N
  • Toronto Centre/Riverdale/Beaches: M4E, M4L, M4M, M4J, M1N, M4C, M4K, M5A
  • Junction/High Park: M6P, M6S
  • South Scarborough: M1M, M1E, M1C, M1L, M1K, M4B

Visit the City of Toronto Website.